DAVID PETERSONFATHOM REALTY RI & MA
Closing Costs & Fees

Do I need a lawyer to buy a house in Rhode Island?

Yes. Rhode Island is an attorney closing state, which means a licensed attorney, not just a title company, handles the closing of a residential real estate purchase. The closing attorney runs the title search to confirm the seller can legally convey clear title, coordinates title insurance, prepares and reviews the closing documents, handles the deed and mortgage recording, and manages the settlement of funds. In practice the buyer's lender usually requires this, and the buyer typically pays the closing attorney's fee as part of closing costs. This is different from some states where a title or escrow company runs closings without an attorney. The upside for you is real: a competent closing attorney catches title defects, liens, boundary issues, and paperwork problems before they become your problem. You can generally choose your own closing attorney rather than defaulting to whoever the lender suggests, and a good real estate agent will have trusted attorneys to recommend. Massachusetts closings are also attorney-involved, so buyers crossing the RI/MA border see a similar structure. For a fuller explanation of what the attorney does and what it costs, read do you need an attorney to close in Rhode Island. Need a referral to a reliable closing attorney? Just ask.

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DAVID PETERSON

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