Home Sale Capital Gains Estimator
Estimate your taxable gain after the $250K/$500K primary-residence exclusion.
$300,000
$40,000
$600,000
7.0% of price
Taxable gain after exclusion
$0
fully sheltered by the exclusion
Total gain
$218,000
Exclusion applied
$218,000
Planning a sale?
I will estimate your net proceeds and flag the tax questions to bring to your CPA before you list.
Estimate only, not tax advice. Assumes the home was your primary residence for at least 2 of the last 5 years (the Section 121 rule). Rhode Island also taxes gain above the federal exclusion as income. Keep receipts for improvements and confirm your situation with a CPA.