Buyer Closing Cost Estimator (RI & MA)
Estimate the cash you need to close, itemized for RI and MA.
Your purchase
$450,000
$90,000
Estimated closing costs
$11,390
Typically $9,000 to $22,500
Lender / origination fees
~0.5-1% of the loan
$2,700
Appraisal
$600
Home inspection
$500
Attorney (title + closing)
RI/MA use closing attorneys
$1,400
Lender's title insurance
$1,440
Recording + government fees
$250
Prepaid taxes + insurance (escrow)
a few months set aside
$4,500
Cash to close
Down payment plus estimated closing costs
$101,390
Estimates only. Actual costs vary by lender, price, town, and loan program. Rhode Island and Massachusetts purchases use closing attorneys, and title, recording, and prepaid amounts differ by transaction. This is not a Loan Estimate or a commitment to lend.
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